Track Your Tax Refund: Federal & State

CPA at Large · Tax Center

Where’s your refund? Start here.

Track your tax refund with the right official tool, whether you’re waiting on the IRS, your state, or an amended federal return.

Federal and state refunds are separate. They are processed by different agencies, may arrive on different dates, and must be checked separately.

Federal refund

Check the status of your original federal income-tax refund with the IRS.

State refund

Find your state’s official refund service, instructions, and relevant tax portal.

Amended federal return

Filed Form 1040-X? Use the IRS tool specifically for amended returns.

Official-service links open in a new tab so you can keep this guide handy. Enter taxpayer information only on the official agency’s website; this page has no form for your SSN, bank details, or refund amount.

Before you check your refund

Have a copy of the return you filed in front of you. For the IRS tracker, you’ll need:

  • Your Social Security number or ITIN.
  • The filing status shown on that return.
  • The tax year for that return.
  • The exact refund amount from that return, entered as the tool instructs.

Use the right year and the right amount. A 2025 tax return filed in 2026 is still a 2025 return. Use your federal refund amount for the IRS and your state refund amount for the state tracker. Don’t add them together or subtract a tax preparer’s fee from the amount claimed on the return.

State tools may ask for different details, such as your ZIP code, date of birth, or an amount from a particular line of your state return. Follow that agency’s instructions.

Track your federal tax refund

IRS refund instructions explain how to check online, through an IRS account, by app, or by phone.

When can you start checking?

How you filedIRS tracking generally becomes available
Current-year e-fileAbout 24 hours after e-filing.
Prior-year e-fileAbout 3 days after e-filing.
Paper returnAbout 4 weeks after filing.

Tracking availability is different from receiving your money. The IRS lists typical refund timing of roughly three weeks for e-filed returns and six or more weeks after receiving mailed returns. Review, corrections, or verification can extend the wait. An estimate is not a guaranteed deposit date.

What do the federal status messages mean?

Return received

The IRS has your return and is working on it. Your refund has not necessarily been approved.

Refund approved

The IRS has approved your refund. Follow the tool’s payment information and any instructions shown.

Refund sent

The IRS has issued the payment. Allow for bank processing or mail delivery, as applicable.

IRS refund information generally updates once a day, usually overnight. Checking repeatedly throughout the day will not speed up payment.

Other ways to check: Get the official IRS app or use the automated federal refund hotline at 800-829-1954. For account access, start with the IRS refund page and select its sign-in option.

For North Carolina readers

Waiting on your NC refund?

Use the North Carolina Department of Revenue’s service for your state refund. Have your state return ready, including the SSN listed on it and the exact state refund amount.

On NCDOR’s page, choose “Check Your Refund Status.” For amended or earlier-year returns, select the relevant option in the service or follow NCDOR’s instructions. North Carolina timing can differ from IRS timing.

Find your state refund service

Choose the state where you filed a return. If you filed in more than one state, check each agency separately. Some links open the tracker directly; others open the agency’s instructions or portal, where the refund option is identified below.

State processing times, available tax years, and required information vary. Use the agency’s current notices and instructions for your return.

Alabama–District of Columbia

State or districtOfficial destination
AlabamaMy Alabama Taxes
Official instructions and tracker link.
ArizonaArizona refund tracking
Official instructions and AZTaxes tracker link.
ArkansasArkansas Taxpayer Access Point
Select “Where’s My Refund?” in ATAP.
CaliforniaCalifornia refund tracking
Prior-year refunds require contacting FTB.
ColoradoColorado refund tracking
Official guidance for Revenue Online.
ConnecticutConnecticut refund tracking
Official instructions and myconneCT access.
DelawareDelaware refund tracking
Choose “Check the Status of Your Refund.”
District of ColumbiaDC refund tracking
Official instructions and MyTax.DC.gov access.

Georgia–Montana

State or districtOfficial destination
GeorgiaGeorgia refund tracking
Regular income-tax refund tracking; surplus refunds are separate.
HawaiiHawaii refund tracking
See “Income Tax Refund Status” and its tracker link.
IdahoIdaho refund tracking
Official instructions and refund-status tool.
IllinoisIllinois refund tracking
Department of Revenue instructions; payment tracking also uses the Comptroller.
IndianaIndiana refund tracking
Official instructions and INTIME access.
IowaIowa refund tracking
Original and amended returns filed within the last year.
KansasKansas refund tracking
Income and homestead refund-status service.
KentuckyKentucky refund tracking
Official Kentucky refund-status service.
LouisianaLouisiana refund tracking
Official instructions and Where’s My Refund access.
MaineMaine Tax Portal
Choose “Where’s My Refund?” in the portal.
MarylandMaryland Tax Connect
Current portal reached from Maryland’s former refund service.
MassachusettsMassachusetts refund tracking
Official instructions and MassTaxConnect access.
MichiganMichigan refund tracking
Official instructions and Treasury eServices access.
MinnesotaMinnesota refund tracking
Income-tax and property-tax refund information.
MississippiMississippi refund tracking
Choose “Where’s My Refund? / Check Status.”
MissouriMissouri refund tracking
Official instructions and Return Inquiry System.
MontanaMontana refund tracking
Official instructions and TAP refund tracking.

Nebraska–Pennsylvania

State or districtOfficial destination
NebraskaNebraska refund tracking
Official refund instructions and status access.
New JerseyNew Jersey refund tracking
Official refund-status instructions and access.
New MexicoNew Mexico refund tracking
Official instructions and Taxpayer Access Point access.
New YorkNew York refund tracking
Official refund-status service and explanations.
North CarolinaNorth Carolina refund tracking
Original, amended, and prior-year guidance.
North DakotaNorth Dakota refund tracking
Official instructions and Where’s My Refund access.
OhioOhio OH|TAX eServices
Select “Check my refund status” on the eServices home page.
OklahomaOklahoma refund tracking
See “Check Your Refund” for the OkTAP tracker.
OregonOregon refund tracking
Official instructions and Revenue Online access.
PennsylvaniaPennsylvania refund tracking
Official instructions and myPATH access.

Rhode Island–Wisconsin

State or districtOfficial destination
Rhode IslandRhode Island refund tracking
Issued refunds appear in the tracker for 60 days.
South CarolinaSouth Carolina refund tracking
Official instructions and MyDORWAY access.
UtahUtah refund tracking
Official instructions and Taxpayer Access Point access.
VermontVermont refund tracking
Official return/refund instructions and myVTax access.
VirginiaVirginia refund tracking
Official refund-status service and explanations.
West VirginiaWest Virginia refund tracking
See the refund-status question and MyTaxes link.
WisconsinWisconsin refund tracking
Choose “Check on your refund.”

Other states and special refund programs

The states below do not have a broad individual income tax on wages. That does not mean every kind of state refund or credit is unavailable. These links cover the relevant agency or separate program.

State or districtOfficial destination
AlaskaAlaska Department of Revenue
No broad individual income tax. The Permanent Fund Dividend is a separate program.
FloridaFlorida Department of Revenue
No individual income tax; consult the agency for other tax refunds.
NevadaNevada Department of Taxation
No individual income tax; consult the agency for other tax refunds.
New HampshireNew Hampshire tax guidance
Interest and Dividends Tax repealed for tax periods beginning January 1, 2025. Earlier-year issues can remain.
South DakotaSouth Dakota Department of Revenue
No individual income tax; consult the agency for other tax refunds.
TennesseeTennessee Department of Revenue
No broad individual income tax; earlier-year or other tax issues can remain.
TexasTexas Comptroller
No individual income tax; consult the agency for other tax refunds.
WashingtonWashington Working Families Tax Credit
Track this separate sales-tax refund program. Washington also has a capital gains excise tax.
WyomingWyoming Department of Revenue
No individual income tax; consult the agency for other tax refunds.

For another tax type or a changed destination, use the Federation of Tax Administrators’ state tax agency directory. City or local income-tax refunds are handled by the relevant local administrator.

Back to refund tracking options

Filed an amended federal return?

Use IRS Where’s My Amended Return for Form 1040-X. It tracks the amended return’s processing status; it does not by itself confirm that a refund has reached your bank.

Status generally becomes available around three weeks after submission. The IRS currently advises allowing about 8–12 weeks for processing, with some cases taking up to 16 weeks. You’ll need your SSN, date of birth, and ZIP or postal code.

The tool covers the current tax year and up to three prior years, subject to its exclusions. For a state amended return, use that state’s instructions.

What to do when your refund isn’t right

  1. The tracker can’t find your return. Confirm the year, filing status, taxpayer number, and refund amount. Check your e-file acceptance confirmation and allow the agency’s stated time before checking again. “Submitted” is not the same as “accepted.”
  2. Your refund is still processing. Read any message in the tracker and review any letter the agency sent. Missing information, identity verification, corrections, or additional review may require action.
  3. The refund amount changed. Review the agency’s notice. A tax adjustment can change the amount; an offset can apply part or all of a refund to qualifying debts. See IRS guidance on reduced refunds.
  4. The refund says “sent,” but you haven’t received it. Check the payment method, expected date, and your bank account. If the stated delivery window has passed, follow the agency’s missing-payment or refund-trace instructions. Start with IRS refund help for a federal payment.
  5. The tracker or a notice tells you to contact the agency. Follow those instructions and any deadline. For federal help, use the IRS contact and assistance guide; for state help, use the state destination above.

Don’t file another original return just to restart the clock. Follow the agency’s instructions if it specifically requests a duplicate. Calling, refreshing a tracker, or ordering a transcript does not move a refund ahead in the processing line.

Common refund questions

Can I track my federal and state refunds together?

No single IRS tool tracks both. Check the federal refund with the IRS and each state refund with that state’s service. They can arrive on different dates.

Do I need an IRS account to check my refund?

You can use Where’s My Refund without signing into an IRS account. An IRS account is a separate option for accessing refund information and other tax records.

My e-file was accepted. Does that mean my refund is approved?

No. Acceptance means your electronic submission passed the initial acceptance checks. Processing, review, and refund approval can still follow.

Should I use the amount after preparation fees were deducted?

Use the refund amount claimed on the relevant tax return, following the tracker’s instructions. If fees are deducted through a preparer or a bank product, your eventual deposit may be smaller. Ask that provider about its fee deduction and payment handling.

Can tax credits affect when my federal refund arrives?

Yes. The IRS cannot issue refunds on returns claiming the Earned Income Tax Credit or Additional Child Tax Credit before mid-February. That applies to the entire refund. See the IRS guidance for EITC and ACTC refund timing for current details.

What if the official tracker won’t open?

Try the agency’s instructions page or main tax portal. Official tools may require JavaScript and cookies, and may be temporarily unavailable for maintenance. Try a current browser or return later. A technical error alone does not mean your refund was denied.

What if I used the wrong bank account on my return?

Contact your bank and the tax agency promptly and follow their instructions for your situation. The next step depends on whether the payment is pending, rejected, or deposited elsewhere. Do not assume the tracker can change your bank details.

Can CPA at Large see my refund status?

This page connects you to official tracking services and explains how to use them. It does not access your tax account or retrieve your personal refund status.

Protect your refund and your information

Start with an official agency destination instead of an unexpected refund text or email. Never enter your SSN or banking details in a message reply, a public comment, or a form on this guide.

North Carolina specifically warns that NCDOR will never text you about your refund. Federal scam guidance is available from the IRS tax scam and consumer alerts page.

Reviewed October 7, 2026. Agency tools, processing estimates, and available tax years can change. Follow the official service’s current instructions.

Sources: IRS refund guidance; USAGov federal and state refund guidance; IRS amended-return guidance; North Carolina refund guidance; and the official state destinations linked above.