Updated September 23, 2026 Prices go up. Subscriptions multiply. Insurance renews. The “introductory rate” quietly disappears. And before long, your monthly bills have somehow become a lot bigger than you remember agreeing to. So every once in a while, I think it is worth doing something very simple: Go after them. Not just the grocery […]
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Roth conversions remain one of the most flexible, durable tools in a financial planner’s kit: you volunteer to pay income tax now to move money from a pre-tax IRA/401(k) into a Roth account, trading today’s bill for tomorrow’s tax-free growth and tax-free qualified withdrawals. What’s different in 2025 is the legal backdrop and a few […]
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Running a side hustle—or a full-blown company—can feel like you’re herding caffeinated squirrels on roller skates. There’s compliance paperwork in one hand, marketing trends in the other, and a looming cash-flow cliff straight ahead. Good news: every community college in North Carolina (and hundreds of campuses around the country) hosts a Small Business Center (SBC) […]
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How Taxes at the Border Shape Your Wallet Introduction: The Silent Tax That Hits Your Grocery Cart If you’ve ever noticed the price of peanut butter suddenly go up and blamed the weather or your neighborhood store, here’s a fun twist: it might be global politics. Tariffs are like the cover charges of international trade—except […]
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